Cut Off Times

Cut Off Times

Product	HST	PST	MST	CST	EST
Online Domestic Wires*	5:30pm EST	5:30pm EST	5:30pm EST	5:30pm EST	5:30pm EST
Domestic Wires*	5:00pm EST	5:00pm EST	5:00pm EST	5:00pm EST	5:00pm EST
Incoming Wires*	5:30pm EST	5:30pm EST	5:30pm EST	5:30pm EST	5:30pm EST
International Wires*	4:00pm EST	4:00pm EST	4:00pm EST	4:00pm EST	4:00pm EST
Western Union Wires*	5:00pm EST	5:00pm EST	5:00pm EST	5:00pm EST	5:00pm EST
Internal Transfers (ex. member to member, 016 to Super 30, etc.)	6:00pm EST	6:00pm EST	6:00pm EST	6:00pm EST	6:00pm EST
ACH Origination Items	12:00pm HST	4:30pm CST	4:30pm CST	4:30pm CST	4:30pm CST
ACH Returns	12:00pm HST	4:30pm CST	4:30pm CST	4:30pm CST	4:30pm CST
Remote Deposit Capture	6:00pm HST	7:00pm PST	8:00pm MST	9:00pm CST	10:00pm EST
Share Draft Returns	1:00pm HST	3:00pm PST	4:00pm MST	5:00pm CST	6:00pm EST
Telephone Support: Monday - Friday (HST/PST/MST/CST/EST)
ACH	7:30am - 6:00pm
Remote Deposit Capture	8:00am - 7:00pm

*All wire times based upon Federal Reserve Bank - New York cut off times
All Services only available on Corporate America Credit Union Business Days.
All times are subject to change with 30 days' notice.