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ALM Services (Strategic Balance Sheet Management)

Credit unions today are faced with the complex task of effectively managing balance sheet risk while maximizing financial performance under increased regulatory pressures.  The need for a comprehensive ALM program is greater than ever before. 

Additional value to your credit union:

Executive Summaries - A written analysis designed specifically for credit union management which addresses the institution's net interest income, net income, and economic valuation.

  • Interest rate risk and net economic value (NEV) evaluation
  • Project earnings under various economic assumptions
  • Monthly or quarterly modeling
  • Budgeting capabilities
  • Online modeling access
  • Model flexibility and customization

ZM Financial (OnlineALM)

The ideal solution for credit unions that need a flexible and robust tool - this option is a completely customizable ALM model designed and built specifically for each individual credit union.  Numerous strategic scenarios and interest rate environments can be modeled. Pricing is tiered based on asset size.


NxtSoft (Risk Analytics, previously FIMAC)

A great solution for credit unions looking for a cost-effective ALM software.  Pricing is tiered based on asset size. Clients can also opt to manage their own data and further reduce cost.


FiCast (Sendero)

A great solution for credit unions looking for both static and strategic runs.  Our standard package at a flat rate offers runs such as flat balance sheet, yield curve twists, and rate shocks.


Additional Strategic Balance Sheet Management Services

Our member credit unions can further enhance their risk management process through a deeper relationship with Corporate America's team of Interest Rate Risk Professionals.  We will work with your credit union to provide the level of support and service that meets your needs. Services available include:

  • 3rd Party Model Validation
  • Contingent Funding Planning
  • Board and Management Training
  • Deposit Studies
  • ALCO Participation
  • Executive Summaries
  • ALM/Investment Policy Review

For more information, please contact Corporate America at (800) 292-6242 or services@corpam.org.

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